If a licensee engages in unfair methods of competition or unfair practices, what order may the regulator issue?

• A. Cease and Desist order
• B. Injunction
• C. Fine
• D. Consent Decree

Answer: (A)

When a licensee engages in unfair methods of competition or unfair practices, the regulator can issue a Cease and Desist order to stop the improper conduct immediately. This type of order is an enforceable directive from the regulator directing the licensee to halt the activity, often as a first step in enforcement. An injunction, while also stopping conduct, is a court-issued remedy rather than an order issued directly by the regulator. A fine is a monetary penalty for violations, not specifically an instruction to stop ongoing behavior. A consent decree is a negotiated settlement with terms to resolve the violation, not the immediate prohibition expressively provided by a cease and desist.