If an auto policy has split limits of 30/50/25, how much will the policy pay for property damage in a single accident?

• A. 25,000
• B. 30,000
• C. 50,000
• D. 5,000

Answer: (A)

Split limits show how much the liability policy will pay for two kinds of harm: bodily injury and property damage. The first two numbers are bodily injury limits (per person and per accident), and the third number is the property damage limit per accident. With 30/50/25, the property damage limit is 25,000. So the policy will pay up to $25,000 for damage you cause to someone else’s property in a single accident. This coverage applies to others’ property, not your own vehicle, which would be handled by collision or other coverages. If damages exceed 25,000, you’d be responsible for the excess up to your policy’s limits or any applicable deductibles.