What types of entities can be insured under a General Liability policy?

• A. Sole Proprietors, Partnerships and Corporations
• B. Individuals
• C. Nonprofit Organizations Only
• D. Government Agencies

Answer: (A)

General liability coverage is designed to protect a business entity from claims made by third parties for injuries or property damage arising from the business’s operations or products. Since the policy is issued to a business, the insured is typically a business form rather than an individual. The most representative and broadly applicable list of insured entities includes the main legal forms businesses take: sole proprietorships, partnerships, and corporations. These are the standard entity types that commonly purchase and are protected by a general liability policy.

The other options describe individuals or more restrictive categories (a person, or nonprofits or government agencies only), which do not capture the typical insured forms for general liability. While nonprofits and government bodies can be insured, they are not the exclusive or primary group represented by the standard general liability coverage, making the listed trio the best match.