Which coverage pays for non-collision damages to the insured's vehicle?

• A. Other-than-Collision
• B. Collision
• C. Medical Payments
• D. Uninsured Motorist

Answer: (A)

Non-collision damages to the insured vehicle are covered by Other-than-Collision coverage. This protection, often called comprehensive coverage, covers damage to your car from perils not caused by a crash, such as theft, vandalism, fire, weather-related damage (like hail or flood), falling objects, glass breakage, and even damage from animals. It doesn’t pay for damage from a collision, which would be handled by Collision coverage, nor does it cover medical expenses or injuries (Medical Payments) or injuries/damages caused by an uninsured driver (Uninsured Motorist). So, for non-collision damage to the vehicle, Other-than-Collision is the appropriate coverage.