Which of the following is NOT a CPP coverage part?

• A. Commercial property
• B. General liability
• C. Inland marine
• D. Health insurance

Answer: (D)

A Commercial Package Policy groups essential lines of coverage into one policy, making it easier for a business to insure multiple exposures. The parts typically included are Commercial Property, General Liability, and Inland Marine. Commercial Property covers the building and the business’s owned property, including contents. General Liability protects against claims of bodily injury or property damage arising from business operations. Inland Marine covers property that is in transit or extensive movable property, and other specialized property exposures often needed by a business.

Health insurance, by contrast, is a separate line of coverage focused on medical benefits for individuals or groups and isn’t a part of a CPP. That’s why health insurance is not considered a CPP coverage part.