Which of the following is not an example of professional liability?

• A. Medical Malpractice Coverage
• B. Agents and Brokers Errors and Omissions
• C. Directors and Officers Liability
• D. Fire Insurance

Answer: (D)

Professional liability covers claims alleging harm caused by the professional’s errors, omissions, or negligence in providing services. Medical Malpractice Coverage fits this, as it protects healthcare professionals for mistakes in patient care. Agents and Brokers Errors and Omissions covers mistakes in the practice of insurance brokerage. Directors and Officers Liability protects leaders from claims related to management decisions or actions.

Fire Insurance is different: it’s property insurance that covers damage to buildings or goods caused by fire. It does not protect against claims of professional negligence or errors in performing professional duties. So it is not an example of professional liability.