Which of the following is a coverage form used in commercial auto insurance?

• A. Business Auto Coverage Form
• B. Homeowners Coverage Form
• C. Personal Auto Policy
• D. Aircraft Liability Form

Answer: (A)

In commercial auto insurance, the coverage form used is the Business Auto Coverage Form. This form is designed specifically for vehicles used in business operations, such as company cars, delivery vans, and fleet trucks. It provides the essential protections needed for business use, including liability coverage to pay for injuries or property damage you cause to others, and physical damage coverage to repair or replace your own covered autos after a loss. It can also cover additional commercial exposures, such as hired and non-owned autos used in the business.

The other forms listed are for different lines of coverage: homeowners coverage form is for residences, a personal auto policy is for individuals’ private vehicles, and an aircraft liability form is for aircraft.