Which of the following is covered under the Advertising Injury Form?

• A. Libel, slander, defamation, violation of privacy, infringement of copyrights or titles
• B. Fire damage
• C. Automobile liability
• D. Property theft

Answer: (A)

Advertising injury coverage protects offenses that arise from the insured’s advertising activities. The items that fall under this form include libel, slander, defamation, violation of privacy, and infringement of copyrights or titles in connection with advertising. These acts are specifically tied to how a product or business is promoted, which is why they’re covered here.

Fire damage, automobile liability, and property theft relate to different kinds of risk. Fire damage concerns physical property loss, automobile liability covers incidents involving vehicles, and property theft deals with stealing property. Those risks are not tied to advertising activities, so they aren’t covered under the Advertising Injury Form.