Which statement best describes the range of coverages that may be included in a Commercial Package Policy?

• A. Commercial property, general liability, crime, equipment breakdown, auto, inland marine, and farm
• B. Only one line of coverage is allowed
• C. CPP excludes auto coverage
• D. CPP requires separate standalone policies for each line of coverage

Answer: (A)

A Commercial Package Policy is designed to bundle two or more lines of coverage into one policy, giving a business the flexibility to combine multiple exposures under a single contract. The range of coverages that may be included typically spans property, general liability, crime, equipment breakdown, commercial auto, inland marine, and farm. This shows how a CPP can consolidate diverse needs into one policy, often with streamlined declarations and premium handling.

This is why the option listing several lines is best: it reflects the CPP’s purpose of combining multiple coverages into one package rather than limiting it to a single line, excluding auto, or requiring separate standalone policies for each line.